How To Make A Retirement Road Map (No Matter Your Age), From Retirement Coaches

Gone are the days when retirement was synonymous with golf, tennis, and cruises. While leisure activities like these are still popular, retirees are increasingly seeking new ways to engage with others, connect to purpose, and, ultimately, leave a lasting legacy.

According to the U.S. Census Bureau, the number of Americans ages 65 and older is at an all-time high and is expected to more than double over the next 40 years, reaching 80 million in 2040.

"There are a lot of years in retirement, which wasn't the case 80 years ago. Now we're living longer, and we're healthier, and we want to do more," Phyllis Diamond, LCSW, a retirement coach and psychotherapist, tells mindbodygreen.

It's Diamond's job as a coach to help clients identify how they want to spend this time. This starts by uncovering their perceptions about retirement, learning about what interests them, and ultimately helping them form their own "retirement road map."

Purpose often plays a major role in shaping this map. While many people's purpose in their 20s, 30s, 40s, and 50s revolves around making money, advancing in their careers, and taking care of family, it tends to change once they reach retirement age.

"For so many people, their job basically is their purpose. It's what gets them out of bed every day; it provides that structure in their life," says retirement coach Jennifer Rovet. "When that comes to an end with retirement, that can be a struggle for people. They need to find out what their purpose is and what their identity will be in their next stage of life."

Even those who are nowhere near retirement may find these prompts helpful. "It's best for the planning to start before somebody stops working," says Diamond. "So that when someone retires, they already have a plan in place, and they can immediately leap into the next phase rather than feeling like they're falling off a cliff, which a lot of people do!"

Once you have a sense of the type of things that excite you, you can consider how to work them into a fulfilling retirement plan. Diamond notes that the best ones tend to replace the core functions of full-time work: financial remuneration, structure, status, a sense of usefulness, and socialization.

Many people who are very successful in their careers retire feeling like their work never truly served the greater good. Volunteering is a way to maintain a sense of usefulness and socialize with others while creating your own legacy.

Coaching is another popular field among retirees. Diamond notes that one of her clients took remote courses to become a health coach after retirement, for example, and gleaned a lot of meaning from helping others.

A number of graduates from mindbodygreen's Health Coaching Certification program have had similar experiences. One recent grad notes that she was inspired to go into the field after she personally found so much benefit from working with a health coach.

She didn't want to go back to school for years of training, so she appreciated that mbg's program was only 20 weeks—and filled with others who had similar interests.

Those who come from more academic backgrounds may also enjoy shifting gears and exploring more creative pursuits, says Rovet, referring to one client who has developed an interest in woodworking post-retirement. "I've really seen him shine since our first session until now. He even looks different—he just looks more excited, happier, and more relaxed," she says.

What will you explore after your full-time career comes to a close? It's a question that retirement coaches recommend asking yourself, no matter your age.