3 Smart Spending Habits As We Exit Pandemic Life From An Expert

I don't know about you, but as we head into summer and our world opens up a bit more each day, I've had to keep my I want to do all the things urge in check. Can you relate? We've been through a lot. This past year and a half significantly altered how we live our lives, including how we spend money.

Perhaps the pandemic has been financially trying, or you found a new flow. Regardless of what the past 16 months have looked like for you, committing to some new intentions around money as you ease back into activities will serve you well—because the odds are high that what worked for you prepandemic might not do the trick now.  

So often we don't align our money with our dreams, which can lead us down a path of not feeling fulfilled. You'll know if you're out of alignment simply by looking at your bank account or credit card statement and checking in with how you feel about your purchases. 

Those that were fleeting and not serving a bigger goal or intention will probably hit you in the feels. But don't lose hope! All info is a data point. 

The quickest way to get into alignment: Know your values. Spending your money in alignment with your values feels very different: It's not laden with guilt and regret. Your values probably got a makeover during this pandemic along with your habits, behaviors, and your hobbies. Now is the perfect time to check in and decide what you want to stick with and what you need to tweak. 

One thing that will make you YOLO real quick is feeling restricted and like your budget doesn't allow you to have fun. Usually when this is happening, your spending isn't in alignment with your values and the things that bring you joy. Yes, you can certainly have moments when you don't have as much discretionary income to put toward those things, but a little bit goes a long way, and setting the intention can keep you focused. When we are spending in alignment with what is important to us, the FOMO and the YOLO kinda disappear. 

Now that you've assessed your values, it's time to actually take some action to make sure that money is flowing to the right places. Budgets are meant to be flexible, not rigid and restrictive. The simple structure of a budget is actually the thing that will allow for freedom and flow. So, if you want to keep some of those hobbies or habits you picked up during the pandemic, it's important to look at how they can fit into your financial flow in a post-pandemic life. 

We're not just talking about money flow, friend; we are also discussing your other two resources: time and energy. One thing is for certain, we got used to a certain flow during the pandemic, and it most likely looked drastically different from your previous daily schedule. Like everything in life, we want to make sustainable changes. That means: Be mindful of your money, time, and energy, and do not put yourself right back into habits you no longer desire.  

Now is the time to create lasting change and integrate your new habits. How much money will you be spending each week on activities? How much time? How much energy? Remember, we are never making a decision about one resource without considering the other two. So this isn't just about making sure you have enough cash to hit that yoga class or go to happy hour; this is also about making sure you aren't overextending yourself and packing that schedule to the brim.